Fill Out Form MCS-90 Online in 2026

The MCS-90 form is an important endorsement for motor carriers, demonstrating that they maintain sufficient financial coverage for public liability. Required under the Motor Carrier Act of 1980, it ensures that carriers have insurance or self-insurance to cover damages or injuries caused by their vehicles, meeting federal liability limits. While the form does not provide insurance itself, it acts as a vital assurance that the carrier is financially responsible, protecting both the public and the carrier from potential claims.

Form MCS-90 is essential for motor carriers. Here’s what it covers:

• Ensures federally mandated insurance coverage for motor carriers.
• Provides liability coverage for public liability due to negligence in vehicle operation.
• Covers bodily injury, property damage, and environmental restoration.
• Assures compliance with federal regulations for motor carriers.
• Requires reimbursement from the insured for any payouts made by the insurer.

1. Fill out the required fields, including the insurance policy details.

2. Verify compliance with Sections 29 and 30 of the Motor Carrier Act of 1980.

3. Check that the liability limits meet minimum requirements (e.g., $750,000 for non-hazardous cargo).

4. Attach the MCS-90 endorsement to your insurance policy.

5. Provide written notice to insurer and insured 35 days before any cancellation.

Form MCS-90 is completed by insurance providers as part of federal compliance requirements. This ensures they meet federally mandated financial responsibility levels.

Once completed, motor carriers use the form to provide additional public liability coverage, attached to their commercial auto insurance policy, guaranteeing compliance with FMCSA regulations.

Form MCS-90 is not required for motor carriers with a satisfactory safety rating authorized by the Federal Motor Carrier Safety Administration to self-insure under § 387.309. Additionally, Mexican motor carriers that meet specific exceptions are exempt from the notice of cancellation requirements outlined in Form MCS-90.

The MCS-90 must be filed with the FMCSA before the carrier starts operating in interstate commerce to comply with federal regulations. It must be submitted to ensure compliance with the Federal Motor Carrier Safety Administration's minimum financial responsibility requirements. This includes having the necessary insurance policies or surety bonds to cover public liability, bodily injury, property damage, and environmental restoration.

To obtain a blank Form MCS-90, Endorsement for Motor Carrier Policies of Insurance for Public Liability, simply visit our platform. This form can also be found on the Federal Motor Carrier Safety Administration (FMCSA) website and is ready for you to fill out. Remember, our website helps with filling and downloading forms but does not support filing.

No, you do not need to sign Form MCS-90. This form serves as an endorsement that must be attached to the motor carrier's insurance policy by the insurer, rather than requiring a signature from the motor carrier. For the most accurate and current information, it's recommended to check the latest updates regarding the form. With CookPDF, you can fill out this form and download it for your records, but remember that submission is not supported.

Form MCS-90 is not filed directly by motor carriers—it is submitted by insurance providers to the Federal Motor Carrier Safety Administration (FMCSA) as part of compliance with federal financial responsibility requirements.

If you prefer mail, send your completed form to the FMCSA Contact Center. Be sure to follow the specific instructions provided by FMCSA for processing and approval.