Fill Out Form FS-1048 Online in 2026

Form FS-1048, also known as the "Claim for Lost, Stolen, or Destroyed United States Savings Bonds," is essential for individuals seeking relief when their U.S. Savings Bonds are missing due to theft, destruction, or other unfortunate events. To complete this form, you'll need to provide specific details about the bonds, including their issue date, face amount, and serial number. By documenting the loss and submitting the required information, you can initiate the process to recover your savings, ensuring access to your funds despite unexpected circumstances.

Form FS-1048 is essential for those dealing with lost, stolen, or destroyed U.S. Savings Bonds. Here’s a quick look at its main purposes:

• Claim Relief: Apply for relief if your bonds are lost, stolen, or destroyed.
• Provide Bond Details: Describe the bonds, including their serial numbers and how they were lost.
• Submit Proof: Include necessary documents, like a certified death certificate if needed.
• Request Compensation: Seek substitute bonds or direct deposit payment from the Department of the Treasury.

1. Describe the missing bonds: Fill in the issue date, face amount, bond number, and inscription details.

2. Include all information: If you don't know the serial numbers, provide the total number of missing bonds and all required information.

3. Specify account details: Enter your Social Security Number or Employer Identification Number, account type, and bank routing number.

4. Fill in financial institution details: Add the name and phone number of your financial institution.

5. Submit the form: Follow mailing instructions or submit online via TreasuryDirect for a unique Treasury Hunt reference number.

Individuals named on the bonds or their authorized representatives are responsible for completing Form FS-1048. They must sign the form to apply for relief regarding lost, stolen, or destroyed United States Savings Bonds.

After filling out the form, individuals use it to request relief through the Department of the Treasury's Bureau of the Fiscal Service, seeking either substitute bonds or payment by direct deposit.

Form FS-1048 isn't required if the bond remains intact and hasn't been lost, stolen, or destroyed. You don't need it if you aren't requesting a replacement or payment for a lost, stolen, or destroyed bond. Additionally, individuals without ownership or any claim to the bonds do not need to fill out this form.

The deadline for Form FS-1048 is as soon as possible after you discover that your savings bond is lost, stolen, or destroyed. It’s important to complete the form with accurate details and sign it in front of an authorized certifying officer to ensure your claim is processed correctly.

To get a blank Form FS-1048, simply visit our website. The Department of the Treasury, through the Bureau of the Fiscal Service, issues this form, and we have a blank version ready for you to fill out. Remember, our platform aids in filling and downloading but not filing forms.

To sign Form FS-1048, you must provide a handwritten signature in front of an authorized certifying officer, as the IRS does not accept electronic signatures. CookPDF allows you to fill out the form and create a simple electronic signature for forms that accept them, but remember that a handwritten signature is essential for validation. After completing the form, download it for your records, and check for any updates before submission.

To submit your Claim for Lost, Stolen, or Destroyed United States Savings Bonds, mail the completed form to the Treasury Retail Securities Services.

For additional guidance, reach out to them directly. Keep in mind, there is no online submission option for this claim.